mcangeli
(1 votes, average: 4 out of 5)
Loading ...Its happened before. We got in too deep. Over extended on credit and loans, working two jobs each, trying to make the payments. Its a familiar story these days and one that happens to too many people. You hear about foreclosures, defaulting on loans and even bankruptcy every day, yet people do little to prevent it. When Amy and I found ourselves in that situation, we consulted Consumer Credit Counseling Services and they were able to work with us to prepare a plan of action and work with our creditors to come up with livable payoff solutions.
If you find yourself in a situation like that its easier these days to getfree debt help. You just need to make sure that you go with a credible organization. One of the nice things about debt help is that they have the information that we, as consumers need in order to make good choices regarding our credit and what we do with it. In a world where its way too easy to over extend and dig yourself a hole you can’t get out of, they offer a good tool in preventing that.
The first place you should look for credit counseling advice is Debthelp.com.
Please note, I am not a financial planner, nor am I a credit counselor, just speaking from experience. You should always seek professional help…
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August 22nd, 2007 at 9:06 pm
So stop buying STUFF.
A few posts back you were lusting for a pressure washer. Can’t have!
One of those little pressure increasing nozzles for your hose and a long
handled scrub brush will do just fine.
Phones, cameras, vacations, sheesh! Living large, eh? Working hard just
to pay off those dead horses.
Jeff Robbins (you have a link to him somewhere) had a great post about this.
What he says!
They call them possessions because the possess you.
August 23rd, 2007 at 8:54 am
For the most part, Amy and I are on a cash and carry system. We tend to put larger purchases (dishwashers, stoves, plane tickets…) on credit as its easier to dispute them if there are issues with said purchases. We do have a home equity line of credit that we use to maintain the house (new roof, siding, paint…).
We’re trying to learn from our past mistakes…